AA Home Insurance is advising homeowners to check their pipes are properly insulated. In 2010 the severe icy weather resulted in more than 19,000 insurance claims and household claims arising from burst pipes amounted to €173.1m.
“A significant drop in temperature can wreak havoc on your home” says Conor Faughnan Director of Consumer Affairs at The AA. “Frozen pipes in particular can cause very costly damage so it’s really important to be prepared.”
When water is frozen it expands and this can mean that the pressure on the pipe becomes so extreme that it cracks. The real problem for homeowners comes when the water melts and starts to pour out through the leaking pipe, causing extensive damage.
“Our Insurance team receive large numbers of phone calls every year for water damage in properties” says Faughnan. “The problem is the damage can be wide-ranging; from destroyed couches and carpets to rotting walls. Quite often those who call just want someone to take the weight off their shoulders and that’s why our Home Rescue service is free with our Home Insurance. We’ll send an approved expert to repair the damage for free when you make a claim.”
Burst pipes can be a very costly affair, particularly if you don’t have building and contents insurance. They can also be complicated to fix as the repairs may involve digging up part of your garden, patio or driveway.”