Budget is key for enjoyable day

Communion and Confirmation day for your child and family is a major event in your young child’s life and with a bit of forward planning and a sensible approach it needn’t break the bank.

Communion and Confirmation day for your child and family is a major event in your young child’s life and with a bit of forward planning and a sensible approach it needn’t break the bank.

Many shops in Laois and beyond offer unrivalled value when it comes to clothing the child making their First Communion and your family.

Local businesses offer great bargains and also advice to help ensure the day is an enjoyable one.

There are a number of steps which you can take to ensure the event is not too costly.

The Money Advice and Budgeting Service (MABS) suggest making a list early in the year of what you need to buy. Remember it’s not just the child you have to think about but all the family.

The MABS service has a budget sheet available in their booklets and online which can help you with your budgeting exercises.

A worthwhile undertaking is to check some of the prices on items already in the shops.

If you’re not too stretched after Christmas, then there may be January bargains to be had.

Make sure to add up the total cost of items required and then if you can’t afford it, then look at where savings can be made. Be sure of what you can afford and stick to your budget.

While the day should be focused on the child, consider are there ways you can reduce the entertainment cost?

Once you know how much you will need to spend on the day, you can now look at how much you need to save.

Check the calendar to see how many weeks are left until you need to buy the important items on your list.

It is important to put some money by each week to pay for all the costs. If you don’t manage to save enough in time for the event, then a small loan from a local credit union or your bank can help to fund the event, although beware of getting into large debt for the day.

Further advice on budgeting for is available on the MABS website at www.mabs.ie.